No Matter Who You Are, No Matter Where You Live, There Is Only One Universal Guarantee, YOU WILL DIE!

I hate to be the one to break it to you, but you are going to die. It’s a fact and there is absolutely nothing you or anyone else can do about it. The scary part is that no one knows when and no one knows how. We do know why, but that’s a conversation for another time.

So my question to you is, are you going to prepare for this inevitable certainty or just live in denial and hope you somehow are immortal and will live forever? Continue reading “No Matter Who You Are, No Matter Where You Live, There Is Only One Universal Guarantee, YOU WILL DIE!”

Banking Strategy

Do you struggle with budgets? Is it difficult for you to keep your accounts balanced? Does the idea of balancing a checkbook make you say “What’s a checkbook?

I have a way of utilizing bank accounts to help me keep my finances straight and ensure that I have the needed funds available for necessities like monthly bills and transportation expenses.

I developed this method several years ago after trying to manage my money similar to the envelope system using cash for purchases. I found myself with way too many envelopes of way too much cash trying to figure out how to check out at Walmart when my cart had items in it from just about every envelope category. It was madness. It was inefficient. It was risky.

I needed a better way! Continue reading “Banking Strategy”